IRCSL-Licensed · Independent Since 2024
We work for you,
with the insurer.
Smart Protect Plus is an independent brokerage built on one idea: advice should serve the client, not a single insurance company. We compare cover across Sri Lanka's leading insurers and negotiate on your behalf — from the first quote to the last claim.
- 30+
- Years of industry experience
- 21
- Partner insurers in Sri Lanka
- 2024
- Licensed by the IRCSL
Who We Are
Your trusted insurance partner in Sri Lanka
Smart Protect Plus Insurance Brokers (Pvt) Ltd. is an independent insurance brokerage incorporated in 2024 and licensed by the Insurance Regulatory Commission of Sri Lanka (IRCSL).
Founded by Ajith Pathirana, a seasoned insurance professional with over 30 years of experience in the Sri Lankan insurance industry, our company combines extensive industry expertise with a commitment to delivering personalized insurance advice, competitive solutions, and dedicated claims support.
Our commitment is to provide professional advice, transparent service, and prompt claims assistance throughout the policy period. We work with leading insurance companies in Sri Lanka to identify the most suitable protection for each client's unique needs — ensuring value, transparency, and peace of mind.
Your Partner in Protection
Our Promise
- Independent and impartial insurance advice
- Access to leading insurers in Sri Lanka
- Tailor-made insurance solutions
- Professional risk management services
- Dedicated claims assistance
- Long-term client relationships built on trust
Why Choose Us
Why clients choose Smart Protect Plus
Every credential here exists for one reason: so the advice you get is accountable to you, not to an insurer's sales target.
Get independent consultationIndependent Insurance Broker
Over 30 Years of Industry Experience
Professional Risk Assessment
Competitive Premium Negotiation
Fast Claim Assistance
Dedicated Relationship Managers
Corporate Insurance Specialists
Personalized Insurance Solutions
Our Services
Every category of risk, one point of contact
Business Insurance
08 coversCover that keeps your operation running through disruption — machinery breakdown, business interruption, fidelity and money risks all under one policy.
- Industrial All Risk Insurance
- Business Interruption Insurance
- Machinery Breakdown Insurance
- Electronic Equipment Insurance
- Contractors All Risk Insurance
- Erection All Risk Insurance
- Fidelity Guarantee Insurance
- Money Insurance
Advisory & Claims Support
More than a policy — an ongoing risk partnership
Risk Management & Insurance Consultancy
08 includedOur professional advisory services include:
- Risk Assessments
- Insurance Portfolio Reviews
- Gap Analysis
- Policy Wording Reviews
- Insurance Programme Design
- Tender & Procurement Support
- Insurance Due Diligence
- Claims Risk Analysis
Our Insurance Partners
We shop the whole market, so you don't have to
We place cover with the leading general and life insurers licensed in Sri Lanka, and negotiate terms across all of them on your behalf.
General & Corporate Insurers
Life Insurers
Contact Us
Talk to us before you renew
Speak directly with our Principal Officer for a second opinion on your current cover, or a quote on something new.
Ajith Pathirana
Principal Officer